Pradhan
Mantri Kisan Maan-Dhan Yojana ( PM-KMY Scheme )
Pradhan Mantri Kisan Maan-Dhan Yojana ( PM-KMY Scheme )
The
Pradhan Mantri Kisan Maan-Dhan Yojana ( PM-KMY Scheme ) was propelled at
Ranchi, Jharkhand by the Prime Minister Narendra Modi. This a Central Sector The scheme which is regulated by the Cooperation and Farmers Welfare, Department of
Agriculture, Ministry of Agriculture and Farmers' Welfare and Government of
India in association with Life Insurance Corporation of India (LIC).
LIC
is the Pension Fund Manager for Pradhan Mantri Kisan Maan-Dhan Yojana ( PM-KMY
Scheme ) that gives a guaranteed month to month benefits of Rs. 3000/ - to all
the farmers after the age of 60 years. This plan was acquainted with a point
with secure the lives of around 3 crores little and peripheral farmers in
India.
The
key-focuses about Pradhan Mantri Kisan Maan-Dhan Yojana ( PM-KMY Scheme ) are
given in the table underneath:
Name
of the scheme - PM-KMY
Full-Form
- Pradhan Mantri Kisan Maan-Dhan Yojana
Date
of launch - 12th September 2019
Ministry
- Ministry of Agriculture & Farmers’ Welfare
Pradhan Mantri Kisan Maan-Dhan Yojana ( PM-KMY Scheme ) in India
PM-KMY scheme in India is a focal area plot for the farmers matured between 18 to 40
years. The recipient can turn into an individual from the Pradhan Mantri Kisan
Maan-Dhan Yojana ( PM-KMY Scheme ) by
enrolling under the Pension Fund oversaw by the Life Insurance Corporation of
India (LIC).
The individuals are subsequently required to make a month to month
commitment to the Pension Fund between Rs.55/ - to Rs.200/ - , relying upon
their age with the arrangement of equivalent commitment by the Central
Government. As indicated by the reports of fourteenth November 2019, an the aggregate of 18,29,469 farmers in India has been enlisted under this plan.
This plan is appropriate for all the little and negligible farmers. The the proportion of the commitment that must be made by them and the Union Government
under this Yojana is 1:1. Government commitment under the Pradhan Mantri Kisan
Maan-Dhan Yojana ( PM-KMY Scheme ) is equivalent to the month to month the commitment made by the farmer.
Who are eligible for the Pradhan Mantri Kisan Maan-Dhan Yojana ( PM-KMY Scheme )?
All
the little and minor farmers (SMFs) having a place from all the States and
Union Territories of India and are matured between 18 years to 40 years are
qualified to apply for the Pradhan Mantri Kisan Maan-Dhan Yojana ( PM-KMY
Scheme ) and can profit all the advantages of this Scheme.
Farmers
falling inside the domain of the avoidance criteria are not qualified for the
advantage.
Nonetheless,
farmers falling under the beneath referenced criteria are not qualified for the
plan:
Little
and minor farmers who are as of now enrolled under different plans, for example,
the National Pension Scheme (NPS), Employees' State Insurance Corporation
conspire, Employees' Fund Organization Scheme and so on won't be qualified for
the Pradhan Mantri Kisan Maan-Dhan Yojana ( PM-KMY Scheme ).
Farmers
who have picked Pradhan Mantri Shram Yogi Maan Dhan Yojana (PMSYM) controlled
by the Ministry of Labor and Employment just as for Pradhan Mantri Laghu
Vyapari Maan-Dhan Yojana (PM-LVM) under the Ministry of Labor and Employment
are additionally not qualified for this plan.
Advantages of Pradhan Mantri Kisan Maan-Dhan Yojana ( PM-KMY Scheme )
Alongside
the recipient, the companion is additionally qualified for the plan and can get
a different annuity of Rs.3000/ - by making separate commitments to the Fund.
In
the event that the recipient kicks the bucket before the retirement date, the
mate may proceed with this plan by paying the rest of the commitments. Be that
as it may, on the off chance that the companion doesn't wish to proceed, at
that point, the complete commitment made by the farmer alongside intrigue will
be paid to the life partner.
In
the event that there is no companion, at that point all-out commitment
alongside intrigue will be paid to the chosen one.
On
the off chance that the farmer passes on after the retirement date, the mate
will get half of the benefits as Family Pension. After the demise of both the
farmer and the mate, the collected corpus will be attributed back to the
Pension Fund.
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